Should You Go On Vacation While You Have Debt?

[Hey guys! Today we have a guest post from Jennifer, a 27 year old worker-side lawyer at a legal aid clinic, in Toronto, Canada. You can find her discussing all things personal finance, including her student loan repayment journey, at her blog Jen On Money (which I love!). You can also catch up with her on [...]

How We Stack Up to ESI Money’s Brilliant Wealth Building Tips!

This weekend, I read again one of my favorite articles by ESI Money, who retired at 52 with a 3 million dollar net worth. I love his personal finance blog, but I particularly love the post above because it summarizes some brilliant but very simple tips for building wealth. I was curious to see how my husband and I [...]

Why I Wouldn’t Support National Student Loan Forgiveness

This Labor Day holiday weekend, we had a group of about 30 friends over for a potluck dinner and drinks at our house. After a lil’ wine (maybe too much), the conversation SOMEHOW got around to “should the government wipe out all student loan debt” (because that’s the sort of thing our adorkable group of friends [...]

We paid off 62k of student loans in 6 weeks!!

Every two weeks, I’ll be posting a quick bi-weekly update on how our student loan debt payoff is progressing. That way, I’m more on the hook to keep on track with goals. If I'm slacking off, feel free to yell at me in the comments! I need the motivation ;o) Current loan status: When I started this blog 6 weeks [...]

Crush Your Goals by “Unlearning” Helplessness

My little sister is my hero. She's endured a ridiculous amount of pain in her life and experienced events that no one should ever have to go through. In spite of it all, she's truly the most positive, determined person that I've ever known. Whenever I have a big issue or problem, I find myself going [...]

Hell Yeah We Keep Our Money Separate When Married!

In the 5 years that my husband and I have been together, we’ve always agreed that keeping our finances separate made the most sense for our specific situation. Ever since date #3, we've known each other's whole financial back story, income and debt. Since we've been together, we've communicated openly and honestly about money, and we've trusted and consulted [...]

Bi-weekly Student Loan Payoff Update

This is a quick post to give a bi-weekly update on how our student loan debt payoff is progressing. When I started this blog under a month ago, my husband and I had a combined 156k in student loans. I had 111k, and he had 45k. We have no other debt besides our mortgage, which we're paying [...]

How we slashed our Grocery bill by 75% in July

Toward the end of June, my husband and I finally got serious about how much money we were eating through each month – money which could go straight towards paying down our debt. We resolved to do whatever it took to slash our monthly food bill by at least 50%, without sacrificing the quality of [...]

We’ve paid off 20k in Student Loans in July!!!!!!

So this is a short post to basically yell and scream with joy that we've successfully paid off 20k of loans this month!! This is WAYYYY more than we were expecting to have available to pay off for this month. A couple of things happened in July that helped increase our income significantly, most of which are [...]

8 tips on how to ask for a raise

Last week, my boss agreed to give me an 11k raise, bringing my total compensation to 141k per year. See the full post here.  The next step in increasing our income was for my husband to get a raise of at least 10k as well. We have (what feels like) a crazy goal of paying [...]