How We Stack Up to ESI Money’s Brilliant Wealth Building Tips!

This weekend, I read again one of my favorite articles by ESI Money, who retired at 52 with a 3 million dollar net worth. I love his personal finance blog, but I particularly love the post above because it summarizes some brilliant but very simple tips for building wealth. I was curious to see how my husband and I [...]

Crush Your Goals by “Unlearning” Helplessness

My little sister is my hero. She's endured a ridiculous amount of pain in her life and experienced events that no one should ever have to go through. In spite of it all, she's truly the most positive, determined person that I've ever known. Whenever I have a big issue or problem, I find myself going [...]

Hell Yeah We Keep Our Money Separate When Married!

In the 5 years that my husband and I have been together, we’ve always agreed that keeping our finances separate made the most sense for our specific situation. Ever since date #3, we've known each other's whole financial back story, income and debt. Since we've been together, we've communicated openly and honestly about money, and we've trusted and consulted [...]

Camping the Grand Canyon on a Budget

My husband and I just came home from an amazing 4 night/5 day camping trip to the Grand Canyon in Arizona. The trip was really an anniversary celebration to mark 5 years together. Camping is one of our favorite ways to vacation while on a budget. There are TONS of campground options at state and [...]

How we slashed our Grocery bill by 75% in July

Toward the end of June, my husband and I finally got serious about how much money we were eating through each month – money which could go straight towards paying down our debt. We resolved to do whatever it took to slash our monthly food bill by at least 50%, without sacrificing the quality of [...]

We’ve paid off 20k in Student Loans in July!!!!!!

So this is a short post to basically yell and scream with joy that we've successfully paid off 20k of loans this month!! This is WAYYYY more than we were expecting to have available to pay off for this month. A couple of things happened in July that helped increase our income significantly, most of which are [...]

I have everything that I need

Earlier today I was packing for an upcoming 3 day business trip. I stopped in my tracks when I realized I’d just packed more for this trip compared to what I brought to the US as a 16 year old moving across the world to start a new life on my own. Yikes! My mind [...]

I got a raise!  

Yesterday was a great day! I got home from my work trip to Salt Lake City, and had the anticipated conversation with my boss to ask for a raise. Salt Lake City Work Trip: My 3 day trip to Salt Lake City flew by. I absolutely loved the little bit that I got to see [...]

Why I help my siblings even though it hurts financially

My family (specifically my 6 siblings) have always been extremely important to me. We did not have the easiest childhood. I talked about my life growing up in a cult at a high level in my first blog post. Life was pretty painful for all of us. We are each other's main support system:  For the most part growing up, the [...]

Hi, I’m Ava

Hi, I'm Ava - welcome to my blog! Full disclosure: I'm blogging under a fake name. The main reason for this is I'll be talking about very personal, sensitive topics about my life and my family. I would need to sensor much of what I post if I wasn't posting anonymously. I'm a 31 year old Consultant. I have [...]